Status: never launched

Indemnity was designed and written, and the contract is public, but it was never released and no INDN is in circulation. The escrow half works: transfers are held for seven days and a timeout releases them. The half that gives the token its reason to exist, a Kleros jury adjudicating a dispute, does not, because an arbitrable contract has to be whitelisted by a Kleros court first and that whitelisting was never granted.

It is kept here as engineering evidence, not as a product. If you want to read the contract, it is on GitHub.

Payments You Could Dispute. Scams You Could Reverse.

Indemnity (INDN) is an ERC-20 with a built-in safety net. Payments between wallets sit in on-chain escrow for 7 days. The design was that if something went wrong, the payer would open a dispute and a decentralized Kleros jury, not us, would decide who keeps them — that half was never switched on, for the reason given below. Swaps and transfers involving allowlisted exchange addresses settle instantly, so trading is unaffected.

Status: deployed, never launched. The contract is live on Arbitrum One — not a testnet — at 0x9c2300F97E14D7c7478003F52E562Ff2fC14E89e, deployed 17 July 2026. It has no liquidity and is not for sale: there is nothing to buy, and you should not try to buy it. The dispute half does not function, because a Kleros court never whitelisted the arbitrable. Its own security review is a first pass and says plainly: do not hold real funds in it. It is published here as engineering, not as a product.

7 days Escrow window
0.25% Protocol fee (1% hard cap)
Kleros Decentralized arbitration
ERC-20 Fully tradeable standard

The Problem

Crypto payments are final. Scammers know it. A single mistake or con is permanent: no chargeback, no recourse. Indemnity adds the safety net that ordinary tokens lack, without a central company holding your money.

Irreversible by Default

Once a normal ERC-20 transfer confirms, there is no undo. A single mistake or con is permanent.

A Window to React

Indemnity holds each payment for 7 days. That’s your window to catch a scam before the funds are claimable.

Neutral Judgment

Disputes go to Kleros, a decentralized court of staked, randomly-selected jurors. No company decides; a jury does.

How Indemnity Protects a Payment

Protection is the default: a transfer to another wallet routes funds through a smart-contract escrow with a built-in 7-day dispute window. DEX swaps and transfers to allowlisted exchange addresses stay instant.

Pay Protected

You send a protected payment. The contract locks the tokens in escrow for that exact recipient for a 7-day dispute window.

Watch or Dispute

If all is well, do nothing. If you’ve been scammed, open a dispute before the window closes and submit your evidence to Kleros.

Claim or Resolve

No dispute? The recipient claims after 7 days. Disputed? A Kleros jury rules, and the contract releases or refunds automatically.

How Kleros Decides

When you hit “dispute,” Kleros takes over. There’s no support desk and no company vote; a randomly-drawn jury of token-staking peers reviews the evidence and rules.

1

Staking to Become a Juror

Anyone can be a Kleros juror. Stake PNK (Pinakion) into a relevant sub-court. The more you stake, the higher your chance of being drawn for a case.

2

Random Selection of the Jury

Jurors are drawn pseudo-randomly from the relevant sub-court, weighted by PNK stake. Selected jurors receive the case file to review.

3

Reviewing Evidence and Voting

Each juror independently reviews the evidence and casts a secret vote. Jurors are rewarded for voting coherently (with the eventual majority), so they’re incentivized to judge honestly.

4

Incentives, Appeal, and the Ruling

Majority jurors earn fees and PNK from minority jurors whose stake is partially slashed. Either party can appeal to a larger jury. Once final, the contract releases or refunds automatically.

Radical Transparency

An anti-scam token that isn’t the scam. Here is exactly what the contract does, and what it will never do.

What Indemnity Does

  • Sends tokens to the exact address you specify, held in escrow for that recipient, never silently redirected.
  • Reports its real total supply. What you see on-chain is what exists.
  • Locks the arbitrator address at deployment: no admin can point disputes at a wallet they control later.
  • Releases escrow only two ways: the recipient claims after the window, or a Kleros ruling decides.
  • Takes a small, capped protocol fee (max 1%) only on delivered protected payments, disclosed on-chain, never on exempt transfers, swaps, or refunds.
  • Has exactly one owner power: allowlisting DEX/exchange addresses for instant settlement. Every change emits a public ExemptionSet event.

What It Will Never Do

  • Impersonate ETH or any other asset by faking its name or symbol.
  • Reroute your transfers, approvals, or permits to a hidden hard-coded address.
  • Give any owner a backdoor to drain, freeze, or seize escrowed funds.
  • Lie about supply or balances to inflate its apparent value.

The source is open. Read contracts/Indemnity.sol and verify every claim above yourself. That’s the point.

INDN at a Glance

Deployed on Arbitrum One mainnet on 17 July 2026 and never launched: no liquidity was ever added, so there is no market and nothing to buy. Published here so the work and its unfinished parts are both on the record.

Name
Indemnity
Symbol
INDN
Decimals
18
Dispute Window
7 days (default for wallet-to-wallet transfers)
Protocol Fee
0.25% on delivered protected payments · 1% hard cap
Standard
ERC-20 · ERC-792 · ERC-1497
Arbitrator
Kleros, fixed at deploy — non-functional: the arbitrable was never whitelisted by a Kleros court, so no dispute can be raised
Network
Arbitrum One (mainnet), deployed 17 July 2026
Unfinished software. Not for sale, and not financial advice. Indemnity is on Arbitrum One mainnet at 0x9c2300F97E14D7c7478003F52E562Ff2fC14E89e, but it was never launched: no liquidity exists, so it cannot be bought, and nobody should try. Three things are unresolved, and they matter more than anything else on this page: the owner key is a 1-of-1 Safe where the design calls for 2-of-3; the fee treasury address is immutable and still points at the deploying wallet; and the security review is a first pass whose own conclusion is do not hold real funds. Owner powers also remain — an exchange allowlist decides which addresses settle instantly, so the owner can affect whether a pool trades. The dispute model is an MVP: the payer initiates a dispute by paying the Kleros arbitration fee in ETH (non-refundable, deterring frivolous disputes). A tie or refuse-to-arbitrate ruling refunds the payer in full; a ruling for the receiver releases the payment, net of the protocol fee. If the arbitrator never rules, anyone can return the funds to the payer after a long timeout. The contract is immutable and unpausable. Always read the contract and understand the arbitration terms before relying on it.

Explore the Code

Indemnity is open source. Read the contract, run the tests, and verify every claim yourself.